Terms and Conditions

A. Business Building Education

This Business Building Educational Service Agreement between Kompenso Group and the undersigned “Client” (referring to each individual, or in the case of a couple, both individuals) is established for the purpose of providing educational materials and defined services aimed at assisting you in building and growing your business (the “Educational Program”).

The Educational Program is designed to help you understand business compliance, best practices, and strategies for managing business operations effectively. It includes guides on creating draft letters for communication with business partners, educational materials on maintaining business financial health, and templates for responding to business-related disputes or claims. Additionally, the program offers a budget worksheet with commentary to help you set realistic financial goals and priorities as you lay a solid foundation for managing your business income.

Kompenso Group will also provide the following “Services”: reviewing your business practices, offering strategic advice, and assisting with correspondence related to your business operations to ensure they align with best practices and legal requirements. This is not a debt consolidation or bill payment program, nor is it a legal service.

All educational materials and services provided through this agreement are for informational purposes only and are not intended to serve as legal advice. Kompenso Group agrees to use its best efforts to provide these services in accordance with all applicable laws.

B. Financial Terms and Client Obligations

The Client acknowledges that a fee will be charged for the Business Strategy Analysis and Educational Materials. The full amount or initial setup fee is due upon signing this Contract. An installment payment plan may be available, with the first installment due two weeks after the initial consultation fee is paid.

Kompenso Group will not commence any services until the Contract is fully executed by each Individual, and the setup fee or full one-time fee for each Individual Client is received. Furthermore, if Kompenso Group does not receive timely payment of the total amount due, the Client understands that Kompenso Group will not be liable for any delays or non-provision of the Services outlined.

Clients are entitled to retain all educational materials provided at the time of contract execution or through the website. Additionally, the Client expressly waives any right to initiate legal or administrative actions arising from failure to timely pay each installment, and acknowledges that there will be no refunds issued for services contracted.

C. Cancellation & Refund Policy

Notice of Right to Cancel

You have the right to cancel this contract without any penalty or obligation within three business days following the date on which the contract was signed.

To cancel this contract, please send a signed and dated notice of cancellation to Kompenso Group. This notice must be postmarked or delivered before midnight of the third business day from the signing of the contract. The notice should clearly state: “I hereby cancel this transaction as of [date],” accompanied by your signature.

Please confirm your receipt and understanding of this cancellation policy by electronically signing the form provided below.

Refund Policy

72-Hour Right of Rescission: You are entitled to a refund within 72 hours (three days) after signing this contract, if you choose to rescind the agreement. Requests for cancellation must be made within this timeframe to be eligible for a refund.

Refund Eligibility After 72 Hours: Refunds after the initial 72-hour period are contingent upon the completion of three cycles or one year of service (whichever comes first). To qualify, all relevant business reports and documents must be submitted to our corporate office promptly.

Refund Calculation: A processing fee of $289 is non-refundable. Additionally, $50 per item for each business plan or data point analysis, and $25 per inquiry for each issue addressed with business reporting agencies that results in a correction, removal, or reversal will be deducted from the refundable amount. The remaining balance will be returned to you within five business days of processing your refund request.

No Guarantee of Specific Results: Please note that we cannot guarantee specific outcomes. Fees for setup and monthly services cover access to educational materials, review of business history, research, preparation of correspondence addressing any discrepancies, and communications with business reporting agencies regarding inaccurate or outdated information on business reports.

Cancellation Policy

Service Commitment: Kompenso Group will diligently analyze the Client’s business operations and develop a strategic plan to address any operational inefficiencies identified. Our commitment includes initiating at least three (3) cycles of strategic intervention (where a "cycle" consists of three challenges and subsequent modifications based on feedback).

Client Satisfaction and Cancellation: If, after three cycles of strategic interventions, the Client is not satisfied with the results, the Client may terminate the contract. To cancel, the Client must submit a written request for Kompenso Group to cease all services. Upon cancellation, Kompenso Group is entitled to retain fees for services rendered up to the date of cancellation.

Completion Date

The Client acknowledges that the strategic planning and intervention process, including the analysis, auditing, and ongoing development of operational improvements, is comprehensive and iterative. This process involves at least three (3) cycles of evaluations and corresponding strategic adjustments based on the initial findings and subsequent developments.

Due to the nature of business consulting, the exact timeline for the completion of these cycles cannot be precisely determined and will vary depending on several factors, including the complexity of the Client's business needs and responsiveness of external business interactions.

Cancellation and Refund Waiver: The Client understands and agrees that if they choose to cancel the contract before the completion of three (3) cycles, or within the 72-hour right of rescission period, they forfeit the right to a refund of any fees paid to Kompenso Group.

F. Client Obligation

The Client agrees to promptly submit all relevant business documents, reports, and correspondence related to the consulting services to Kompenso Group within five (5) days of their receipt via mail, email, or fax. Should the Client fail to receive any expected reports or correspondence within sixty (60) days from the initiation of the business analysis, the Client must inform Kompenso Group through a phone call or in writing to ensure timely follow-up and adjustments to the strategic plan.

G. Term of Contract

The term of this Contract is set for three (3) cycles of strategic intervention and consultation, as outlined in Paragraph C, but will not exceed one (1) year from the date of execution. The Client retains the right to cancel this Contract at any time, adhering to the stipulated terms and conditions.

H. Limited Power of Attorney

Upon executing this Contract to engage Kompenso Group, the Client grants Kompenso Group, through its authorized representatives, a limited power of attorney to use information provided by or on behalf of the Client to obtain business reports and records necessary for the services to be rendered under this agreement. This may include obtaining information over the telephone, via fax, or through the internet from holders of relevant business records.

Kompenso Group recognizes the sensitivity of the information provided and commits to handling all Client information with the utmost responsibility and professionalism. The Client retains the right to revoke this limited power of attorney at any time by providing written notice to Kompenso Group. The Client understands that revoking this authority may impede Kompenso Group’s ability to provide further services under this Contract.

The limited power of attorney will automatically terminate upon the termination of this Contract. This Contract and any actions related to it shall be governed by the laws of Illinois. The validity of this limited power of attorney is recognized throughout the United States for the purposes stated herein.

This Contract represents the entire agreement between the parties, superseding any prior agreements, whether written or oral.

I. Hold Harmless and Indemnity.

The Client agrees to indemnify and hold harmless Kompenso Group, along with their agents, attorneys, brokers, and employees, from all claims, losses, expenses, fees (including attorney's fees), costs, and judgments that may arise from the Client's acts or omissions in connection with the services provided under this contract.

Contact Information 1 E. Erie Street, Suite 525-2181, Chicago, IL, 800-483-0590

Program Name SMS Terms

To receive informational alerts from Kompenso Group, text "HIRE" or "GETPAID" to 80123 or opt in using your wireless phone number. You can expect approximately 1-20 messages per month. Message and data rates may apply.

For additional support, text HELP to 80123 or call 844-580-0650. To opt out of receiving messages, text STOP to the same numbers. For further assistance, contact us at [insert support email address here].

SMS & Email Terms and Conditions

By providing your phone number and email address, you consent to receive communications, including but not limited to, automated telephone dialing systems, pre-recorded messages, and text messages from Kompenso Group. Consent is not a condition of purchase. You may opt out at any time and request to be placed on our do-not-call list. Kompenso Group does not charge for sending or receiving text messages, however, standard message and data rates from your carrier may apply. By using our services, you agree to our Privacy Policy.